Logo GST Calculator
Use the base price. If you only know the GST-inclusive figure, convert it first with the reverse GST calculator.
Federal default is 5%. Update if provincial rules adjust the effective rate.

Ready to calculate

Awaiting calculation

Enter the purchase price and GST rate, then calculate to see your potential rebate and net tax.

The reverse gst calculator logic is applied here to isolate the GST component, determine the federal rebate, and show the net amount payable.

Interpreting new housing rebate results

GST paid

The raw GST amount calculated from the purchase price and rate before rebates.

Federal rebate

The portion of GST refunded under the Canada new housing rebate rules, either full or phased.

Net GST payable

GST remaining after rebate. Use this figure for cash-flow planning or discussions with your tax professional.

Understand your new housing rebate

A dedicated new housing rebate calculator that removes guesswork from Canadian GST/HST refunds.

Use this new housing rebate calculator to work out Canada GST/HST new home refunds. Enter the purchase price before GST, confirm the tax rate, and the tool separates GST paid, eligible rebate, and net tax owing. It is ideal when you only know the inclusive total and need clarity on federal new housing rebate amounts before filing with CRA.

New housing rebate calculator examples

See how the calculator responds to different home prices and GST rebate scenarios.

Eligible: townhouse purchase

A $320,000 townhouse qualifies for the full federal new housing rebate.

Calculation Steps

  • Purchase price: $320,000
  • GST rate: 5%
  • GST paid: $16,000
  • Rebate: $16,000 × 0.36 = $5,760
Result: Net GST = $16,000 − $5,760 = $10,240 (eligible status).

Partial: urban condo

A $400,000 condo receives a reduced Canada GST rebate.

Calculation Steps

  • Purchase price: $400,000
  • GST paid: $400,000 × 0.05 = $20,000
  • Phase-out factor: (450,000 − 400,000) ÷ 100,000 = 0.5
  • Rebate: $20,000 × 0.36 × 0.5 = $3,600
Result: Net GST = $20,000 − $3,600 = $16,400 (partial status).

Ineligible: luxury build

A $520,000 detached home exceeds the rebate ceiling.

Calculation Steps

  • Purchase price: $520,000
  • GST paid: $26,000
  • Rebate: $0 because price ≥ $450,000
  • Net tax: $26,000
Result: No federal rebate applies (ineligible status).

How to calculate the new housing rebate

Follow four steps to remove GST from your home purchase and find the refund.

1

Enter the home price

Input the before-GST purchase price. Use the reverse GST calculator first if you only know the inclusive total.

2

Confirm the GST rate

Use 5% by default or adjust if a different federal rate applies to your situation.

3

Calculate the rebate

Run the new housing rebate calculator to see GST paid, rebate amount, and net tax.

4

Review eligibility tags

Check whether results show eligible, partial, or ineligible based on the purchase price range.

Why use this new housing rebate calculator

Core benefits for homeowners evaluating Canada GST/HST rebate eligibility.

Precision for federal rules

Applies the official federal new housing rebate formula, showing full, partial, or ineligible outcomes instantly.

Highlights eligibility range

Flags the purchase price thresholds so you know when the rebate phases out between $350,000 and $450,000.

Ready for CRA conversations

Gives a documented breakdown you can share with tax advisors or keep for rebate application records.

Supports planning scenarios

Adjust purchase price or GST rate to test different home values, promotions, or provincial conditions.

Inputs for the new housing rebate calculator

Each parameter influences Canada GST rebate calculations and final eligibility.

Purchase price

Home price before GST. Use CAD values.

CAD
$350,000

GST rate

Federal GST percentage applied to the purchase price.

%
5

Rebate status

Derived outcome showing eligible, partial, or ineligible rebate.

n/a
eligible

Formulas behind the new housing rebate calculator

Key equations for calculating GST paid, federal rebate, and net tax.

GST paid

Calculates the total GST owed on the home purchase before considering any rebate.

gst paid = purchase price × (gst rate ÷ 100)

Example: GST paid = $300,000 × 0.05 = $15,000

Full rebate

When the purchase price does not exceed $350,000, 36% of GST paid is refundable.

rebate = gst paid × 0.36 (when price ≤ $350,000)

Example: Rebate = $15,000 × 0.36 = $5,400

Partial rebate

Phases out the rebate linearly between $350,000 and $450,000, reaching zero at $450,000.

rebate = gst paid × 0.36 × (450,000 − price) ÷ 100,000

Example: Price $400,000 → rebate = $20,000 × 0.36 × 0.5 = $3,600

Net tax

Tax payable after applying the eligible federal new housing rebate.

net tax = gst paid − rebate

Example: Net tax = $20,000 − $3,600 = $16,400

New housing rebate calculator FAQs

Answers to common questions about Canada GST/HST new housing rebate calculations.

What is the new housing rebate calculator for?

It helps Canadian homeowners estimate the federal GST/HST rebate by entering purchase price and GST rate to see refund eligibility.

Does the calculator cover provincial rebates?

No. Provincial HST or PST rebates differ by province. Use this tool for federal rebate guidance and consult official provincial resources for more.

Can I use GST-inclusive price values?

Yes. Convert the inclusive total to a before-tax price using the reverse GST calculator, then enter the result here for accurate rebates.

How accurate are the estimates?

The formulas follow Canada Revenue Agency guidance, but actual eligibility also depends on occupancy, timelines, and paperwork.

Do I still need a tax professional?

Yes. This calculator supports planning. For filing and official rebate claims, consult CRA documentation or a qualified advisor.

Disclaimer

This new housing rebate calculator offers simplified estimates for educational use. Housing rebates depend on CRA rules, occupancy conditions, and up-to-date documentation. Always verify with official guidance or a licensed tax professional before filing.